Privacy Policy

Introduction and Scope

At Liberato Belvoredo, we believe transparency builds trust. This privacy policy explains how we collect, use, and protect your personal information when you visit our website or use our investment education services.

This policy applies to all interactions with liberatobelvoredo.vip and covers personal information collected through our website, email communications, and educational programs. By using our services, you're agreeing to the practices outlined here.

Information We Collect

Personal Information You Provide

When you contact us or sign up for our programs, we collect information you voluntarily share:

• Name and contact details (email, phone number, mailing address)
• Educational background and investment experience level
• Learning goals and areas of interest
• Payment information for course enrollment (processed securely through third-party providers)
• Feedback and communications you send us

Information We Collect Automatically

Like most websites, we gather certain information automatically to improve our services:

• Browser type, operating system, and device information
• IP address and general location (city/province level only)
• Pages visited and time spent on our website
• How you arrived at our site (referral sources)
• Technical data to help us fix problems and improve user experience

How We Use Your Information

We use your personal information for specific, legitimate purposes that directly benefit your learning experience:

• Delivering educational content and course materials
• Responding to your questions and providing customer support
• Sending course updates and educational resources you've requested
• Processing payments and managing your enrollment
• Improving our website functionality and course content
• Complying with legal obligations under Canadian privacy laws

Legal Basis for Processing (Canada)

Under Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA), we process your information based on:

• Consent: When you voluntarily provide information or opt into communications
• Contract: To deliver the educational services you've purchased
• Legitimate Interest: To improve our services and provide customer support
• Legal Obligation: To comply with Canadian tax and business regulations

Information Sharing and Disclosure

We don't sell or rent your personal information to anyone. We only share your data in these limited circumstances:

Service Providers

We work with trusted third-party companies that help us operate our business:

• Payment processors for secure transaction handling
• Email service providers for course communications
• Web hosting and analytics services
• Customer support platforms

These providers are contractually required to protect your information and can only use it for the specific services they provide to us.

Legal Requirements

We may disclose information if required by Canadian law, court order, or to protect the rights and safety of our users and business.

Your Rights and Choices

Under Canadian privacy laws, you have significant control over your personal information:

Access and Correction

• Request a copy of all personal information we have about you
• Ask us to correct any inaccurate or incomplete information
• Update your contact preferences at any time

Withdrawal of Consent

• Unsubscribe from marketing emails (link provided in each email)
• Request deletion of your account and associated data
• Opt out of certain data collection practices

Data Portability

You can request a copy of your personal information in a commonly used format if you want to transfer it elsewhere.

Data Security and Protection

We take protecting your information seriously and use industry-standard security measures:

Technical Safeguards

• SSL encryption for all data transmission
• Secure servers with regular security updates
• Access controls limiting who can view your information
• Regular security audits and vulnerability testing

Organizational Measures

• Staff training on privacy and data protection
• Clear policies governing data access and use
• Regular review of our privacy practices
• Incident response procedures for any security issues

While we implement strong security measures, no system is completely foolproof. We continuously monitor and improve our security practices to protect your information.

Data Retention

We keep your personal information only as long as necessary for the purposes outlined in this policy:

• Course Materials: Retained for the duration of your enrollment plus 7 years for educational records
• Payment Information: Kept for 7 years to comply with Canadian tax requirements
• Marketing Data: Retained until you unsubscribe or request deletion
• Website Analytics: Aggregated data kept for 25 months, then anonymized
• Support Communications: Kept for 3 years to help with future inquiries

When we no longer need your information, we securely delete or anonymize it according to our data destruction procedures.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to improve your browsing experience:

Essential Cookies

These cookies are necessary for our website to function properly. They remember your preferences and help us deliver the services you request.

Analytics Cookies

We use analytics tools to understand how visitors use our website, which helps us improve our content and user experience. This data is aggregated and doesn't identify individual users.

Managing Cookies

You can control cookies through your browser settings. Keep in mind that disabling certain cookies may affect how our website functions for you.

International Data Transfers

Your information is primarily stored and processed in Canada. When we use service providers located outside Canada, we ensure they provide adequate protection for your personal information through:

• Contractual agreements requiring appropriate data protection measures
• Verification that the receiving country has adequate privacy laws
• Implementation of additional safeguards where necessary

Children's Privacy

Our investment education services are designed for adults and we don't knowingly collect information from anyone under 18 years of age. If we discover we've inadvertently collected information from a minor, we'll delete it promptly.

Parents or guardians who believe we may have collected information from their child should contact us immediately.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll:

• Post the updated policy on our website with a new effective date
• Send email notification to active users if changes materially affect how we use their information
• Provide a summary of key changes for easy review

We encourage you to review this policy periodically to stay informed about how we're protecting your information.

Complaints and Dispute Resolution

If you have concerns about how we've handled your personal information, we want to hear from you:

Internal Process

1. Contact us directly using the information below
2. We'll acknowledge your complaint within 5 business days
3. We'll investigate and respond within 30 days
4. If you're not satisfied with our response, we'll work with you to find a resolution

External Options

If we can't resolve your concerns, you can file a complaint with the Office of the Privacy Commissioner of Canada or your provincial privacy commissioner, depending on your location.